D7 Visa Portugal 2025: Guide to Passive Income Visa Requirements

The Portugal D7 Visa, also known as the Passive Income Visa, is perfect for non-EU, EEA, or Swiss citizens who have a stable passive income and want to live in Portugal. With this visa, you can enjoy the beauty of Portugal’s landscapes and its great quality of life.

In this article, we will explore everything you need to know about the Portugal D7 Visa. We’ll cover who can apply, the requirements, the application process, and the benefits of the visa. By the end, you’ll understand how this visa can help you live, work, or retire in Portugal easily.

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What is Portugal D7 Visa?

The Portugal D7 Visa, introduced by the Portuguese government in 2007, is commonly known as the Retirement Visa or Passive Income Visa. It’s designed for non-EU/EEA/Swiss citizens who have a steady passive income, such as income from pensions, real estate, or investments.

To be eligible for this visa, you must have a minimum annual income of €10,440 in 2025. If you’re applying with a spouse, you’ll need an additional 50% of that amount and for each child, an extra 30%. This income requirement applies regardless of your country of origin.

The D7 Visa allows you and your family to reside in Portugal legally. It primarily targets retirees and those with passive income to stimulate Portugal’s economy, though you can also work while holding this visa. The application process begins at a Portuguese consulate, and once approved, your family members can apply for residence permits through family reunification.

A significant benefit of the D7 Visa is the ability to travel freely within the Schengen Area, making it an attractive option for those looking to live in Europe while enjoying the perks of mobility across the continent.

Requirements for the D7 Visa Portugal

To apply for the Portugal D7 Visa, you need to meet a few simple requirements:

Non-EU Citizen: This visa is for people who are not from the EU, EEA, or Switzerland.
Financial Support: You must show that you have enough money or income to cover your living expenses in Portugal. This can come from pensions, savings, or investments. In 2025, it should equal to €870 monthly.
Clean Criminal Record: You need to have a clear criminal record from your home country and any other places you’ve lived.
Place to Stay: You must have a home in Portugal, whether it’s rented or owned.
Time in Portugal: You should plan to stay in Portugal for at least 16 months during the first two years after getting the visa.

Passive Income Visa Requirements

The most important requirement for the Portugal D7 Visa is to show regular “passive” income. This income can come from sources like pensions, rental income, dividends, or certain types of investments.

Here are the minimum income requirements based on the number of people applying:

Main Applicant: You need 100% of the Portuguese minimum wage, which is currently €10,440 per year.
Spouse or Parents: For each additional person, you need 50% of the minimum wage, which is €5220 per year per person.
Dependent Children: For each child, you need 30% of the minimum wage, which is €2,610 per year per child.

It’s also recommended to have at least 12 months‘ worth of this income in a Portuguese bank account to make your application stronger.

Eligible Dependents for the Portugal D7 Visa

When applying for the Portugal D7 Visa, the main applicant can include the following dependent family members:

Spouse or Partner: This includes both legally married spouses and long-term partners.
Minor or Incapacitated Child: Children under 18 or those who are unable to care for themselves.
Children Over 18: If they are single and studying in Portugal, they can be included as dependents.
Dependent Parents: This applies to the main applicant’s parents or the spouse’s parents, who rely on the applicant for support.
Minor Siblings: Siblings who are under 18 and legally under the care of the main applicant can also be included.

This allows you to bring close family members with you under the D7 Visa.

Residency Requirements and Renewal Process

Once your Portugal D7 Visa is approved, you will receive a two-year residency card. To keep your residency status, you must renew this card at the end of the second year, and after the renewal, you’ll get a three-year residency card.

The D7 Visa is intended for people who plan to live in Portugal. To meet the residency requirements, you must stay in the country for either 6 consecutive months or 8 non-consecutive months each year.

Here’s a breakdown of the residency requirements and renewal process:

Time Period	Minimum Stay in Portugal	Renewal Date	Available Renewal Option
Years 1 and 2	6 consecutive months or 8 non-consecutive months/year	End of Year 2	3-year Residency Permit
Years 3, 4, and 5	6 consecutive months or 8 non-consecutive months/year	End of Year 5	3-year Residency Permit, Permanent Residency, or Citizenship

D7 Visa Inquiry Form

For a D7 Visa inquiry form, you can collect the following information from applicants:

First Name: [Your First Name]
Last Name: [Your Last Name]
Email Address: [Your Email Address]
Telephone: [Your Telephone Number]

Depending on the purpose of the inquiry form, additional fields could be added to gather more specific details, such as residency intentions, income sources, or dependent information.

How NIF Portugal Assists with Portugal D7 Visa Applications?

NIF Portugal helps applicants and their families navigate the process of obtaining Portuguese residency through the D7 Visa by offering comprehensive support. Their services include:

Appointing NIF Org as Your Fiscal Representative: They assist in obtaining a Portuguese fiscal number (NIF), which is required for tax purposes.
Opening a Personal Bank Account: Sovereign helps you set up a personal bank account in Portugal, which is essential for financial transactions and meeting visa requirements.
Securing Long-Term Residential Accommodation: They assist in finding a place to live in Portugal, whether through purchasing, renting, or arranging a loan agreement.
Visa Application and Interview Assistance: Sovereign supports the D7 Visa application process and helps schedule and prepare for the interview at the Portuguese Consulate in your current country of residence.
AIMA Meeting Arrangement: They also organize and attend a meeting with AIMA: Agência para a Integração Migrações e Asilo to finalize your residency application once you’re in Portugal.

This end-to-end support makes the D7 Visa process smoother and ensures all necessary steps are properly completed.

How to Apply for the D7 Visa?

In order to apply for a D7 Visa, you should have to follow the following easy steps:

Step 1: Acquiring a NIF Number and Opening a Bank Account

The first step in applying for the Portuguese D7 Visa is to obtain an NIF number, which is your tax identification number in Portugal. This number allows you to perform financial transactions in the country.
You don’t need to be in Portugal to get an NIF number a power of attorney can handle this for you.
After securing your NIF number, the next step is to open a bank account in Portugal, which can also be done remotely.

Step 2: Securing Your Accommodation

To meet the D7 Visa requirements, you need to secure a place to stay in Portugal, either through renting or purchasing a property. This is a vital part of the application, showing that you have a residence in the country.

Step 3: D7 Visa Application at the Portuguese Consulate

Once you’ve secured your NIF number and accommodation, you’ll apply for the D7 Visa at the Portuguese consulate in your region. You can book an appointment online.
Required documents typically include:
Passport: Valid for at least six months beyond the D7 Visa expiry.
Two Passport-Sized Photos: Recent, colored photos.
Declaration: A statement explaining why you seek Portuguese residency.
Health Insurance Policy: Proof of coverage in Portugal or a statement promising to obtain it within 90 days of arrival.
Criminal Record Certificate: Proof of a clean criminal history.
Travel Insurance: Covering your trip to Portugal.
Evidence of Accommodation: A title deed, rental contract, or property loan agreement.
Proof of Sufficient Finances: Demonstrating adequate funds in Portugal.
Proof of Passive Income: Showing that you have regular passive income to support yourself.
Minimum income requirements are:
€8,460 for yourself.
50% of this amount for a spouse.
30% of this amount for each dependent child.
Document requirements can vary by region, so check with your local consulate.

Step 4: Applying for a Residence Permit in Portugal

After obtaining the D7 Visa, you can enter Portugal and apply for a residence permit. The visa allows for up to two entries and lets you stay for up to four months.
During this time, you’ll need to apply for a residence permit at the AIMA: Agência para a Integração Migrações e Asilo.
Required documents for the residence permit include:
Passport: With the D7 Visa issued by the Portuguese consulate.
Proof of Accommodation: The same document submitted to the consulate.
Proof of Financial Means: Showing that you have the funds to support yourself.
Health Insurance Policy: Proof of health coverage obtained in Portugal.

The application process can be a bit tricky because of the paperwork and steps involved. To make things easier, it’s a good idea to get help from a professional. If you have any questions or need assistance, you can always contact us. We’re here to assist you!

The Time Frame for the D7 Visa and Residence Permit

Step 1: Gathering Documents

Collecting all the necessary documents for the D7 Visa usually takes about a month. To speed up the process, we recommend working with a specialist. Without expert help, it may take much longer to gather everything you need.

The Time Frame for the D7 Visa and Residence Permit

Step 2: Consulate and Visa Application Center Processing

Once you submit your application to the Portuguese Consulate or Visa Application Center, processing can take up to 60 days. This assumes that all documents are submitted correctly. If there are any mistakes or missing documents, the process will be delayed. In such cases, the consulate may ask you to appear in person to fix the issues or provide further clarification.

Step 3: Applying to AIMA for the Residence Permit

After arriving in Portugal, you must apply for a residence permit at AIMA. The waiting time for an appointment depends on the location:

In major cities like Lisbon or Porto, it can take about 120 days to get an appointment due to high demand.
In smaller towns or rural areas, you can secure an appointment within 15 days.

It’s important to apply for your residence permit before your D7 Visa expires.

Benefits of the Portugal D7 Visa

The Portugal D7 Visa is one of the easiest and most attractive residency options in Europe. It has relatively low entry requirements and provides many advantages, including:

Visa-Free Travel in the Schengen Area: With the D7 Visa, you can travel freely to any Schengen Area country without needing additional visas.
Worldwide Visa-Free Travel: If you eventually apply for Portuguese citizenship, you’ll gain visa-free access to over 180 countries around the world with a Portuguese passport.
Access to Portugal’s National Health Service: You can use Portugal’s public healthcare system, Serviço Nacional de Saúde (SNS), just like a resident.
Access to Education: You’ll have access to Portugal’s schools, professional training, and vocational training programs.
Tax Benefits: By enrolling in the Non-Habitual Residency program, you may enjoy tax exemptions or reduced tax rates on your income.
Legal Protection: You’ll be fully protected by Portuguese law and its legal system.
Work and Study: The D7 Visa allows you to work and study in Portugal.
Path to Citizenship: After five years of residency, you can apply for Portuguese citizenship and a passport.
Citizenship for Newborns: If you’ve been a permanent resident for one year, your newborn children can automatically receive Portuguese citizenship.
Fast Application Process: You can usually gain Portuguese residency within 5-6 months or even less.

These benefits make the D7 Visa a highly appealing option for those seeking to live, work, or retire in Portugal.

Frequently Askedd Questions

Yes, after five years of legal residence with the D7 Visa, you can apply for permanent residency or citizenship.

Yes, Portugal is tax-friendly for crypto traders, but consult a lawyer and accountant before moving.

No, it’s affordable. A couple can live comfortably for €1,500 to €2,000 per month.

Yes, it offers a low cost of living and excellent healthcare, and the D7 Visa is ideal for retirees.

Streamline Your Portugal Documentation Process with Our Expert Services

Are you planning to move to Portugal and need assistance with your documents? We offer quick and affordable services to help you obtain your NIF Portugal Online and all types of visas. Contact us today to start your journey to Portugal stress-free!

D7 Visa Portugal 2025: Guide to Passive Income Visa Requirements

What is Portugal D7 Visa?